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Terms and Conditions

Welcome to ghhomesonline. By using ghhomesonline Website (defined to include all properties either mobile, web or otherwise owned and operated by ghhomesonline), related data and/or related services (collectively “Services”), you agree to be bound by the following terms of use, as updated from time to time.

1. Permissible Use.
Unless you are a real estate or lending professional acting in your professional capacity, you agree to use the Services for your personal use, and your commercial use is limited to transactions done on your own behalf. The commercial use of real estate and lending professionals is limited to providing information to consumers via the Services or, where authorized, taking actions on behalf of a consumer client (e.g., post a home for sale). Without limitation, lending professionals and institutions are prohibited from using information provided by ghhomesonline through the Services in making any loan-related decisions. Subject to the restrictions set forth in the following paragraphs, you may copy information from the Services only as necessary for your personal use to view, save, print, fax and/or e-mail such information. You agree otherwise not to reproduce, modify, distribute, display or otherwise provide access to, create derivative works from, decompile, disassemble or reverse engineer any portion of the Services. Notwithstanding the foregoing, the aggregate level data provided on the ghhomesonline Info Pages and ghhomesonline Blog, (the “Aggregate Data”) may be used for non-personal uses, e.g., real estate market analysis. You may display and distribute derivative works of the Aggregate Data, so long as ghhomesonline is cited as a source.

2. Restrictions and Additional Terms.

You agree not to remove or modify any copyright or other intellectual property notices that appear in the Services. You will not use the Services for resale, service bureau, time-sharing or other similar purposes. Further:

Acceptable Use.

You agree not to use the Services in any way that is unlawful, or harms ghhomesonline, its service providers, suppliers or any other user. You agree not to use the Services in any way that breaches ghhomesonline Terms and Condition or any other policy or notice on the Services. You agree not to distribute or post spam, chain letters, pyramid schemes, or similar communications through the Services. You agree not to impersonate another person or misrepresent your affiliation with another person or entity. Except as expressly stated herein, these Terms of Use do not provide you a license to use, reproduce, distribute, display or provide access to any portion of the Services on third-party Web sites or otherwise.

Automated Queries.

Automated queries (including screen and database scraping, spiders, robots, crawlers and any other automated activity with the purpose of obtaining information from the Services) are strictly prohibited on the Services, unless you have received express written permission from ghhomesonline. As a limited exception, publicly available search engines and similar Internet navigation tools (“Search Engines”) may query the Services and provide an index with links to the Services’ Web pages, only to the extent such unlicensed “fair use” is allowed by applicable copyright law.

3. Materials You Provide; Account Use; Privacy; Third Party Web Sites.

For materials you post or otherwise provide to ghhomesonline in connection with the Services (your “Submission”), you grant ghhomesonline an irrevocable, perpetual, royalty-free worldwide license to (a) use, copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, modify, prepare derivative works of or incorporate into other works, and translate your Submission, in connection with the Services or in any other media, and (b) sublicense these rights, to the maximum extent permitted by applicable law. Ghhomesonline will not pay you for your Submission or to exercise any rights related to your Submission set forth in the preceding sentence. ghhomesonline may remove or modify your Submission at any time. For each Submission, you agree to provide accurate and complete information and represent that you have all rights necessary to grant ghhomesonline the rights in this paragraph and that the Submission complies with Section 2(a) above. You are solely responsible for all Submissions made through your ghhomesonline user account or that you otherwise make available through the Services.

Ghhomesonline will not use client contact information that is provided by agents for any purpose.

You may not share your ghhomesonline user account with others. You are responsible for all actions taken via your account. Ghhomesonline will treat your use of the Services in accordance with its Privacy Policy. Certain ghhomesonline functionalities may involve the distribution of your Submission to third party Web sites over which ghhomesonline has no control. Ghhomesonline is not responsible for and makes no warranties or representations pertaining to these third party Web sites, including but not limited to the content, availability, or functionality of such Web sites. You are responsible for ensuring that your Submission complies with the terms of use associated with any such third party Web site and you understand that your Submission and your use of a third party Web site will be treated in accordance with that third party Web site’s own privacy policy.

5. The Role of ghhomesonline.

Ghhomesonline is a registered real estate brokerage company in the Republic of Ghana. It acts as a real estate broker for you or any other users. Ghhomesonline sell, or negotiate the purchase, sale, or exchange of real property. Further, ghhomesonline does lease or rent, offer to lease or rent, or negotiate the lease of real property or otherwise aid or assist in the lease of real property.

6. Mortgage Information Services.

These terms apply specifically to ghhomesonline Mortgage Information Services.

Ghhomesonline Mortgage Marketplace. Ghhomesonline provides home buyers with mortgage information from different banks, lenders, originators and loan brokers (collectively, the “Lenders”) to request quotes on terms for home loans

The Role of ghhomesonline – Disclaimer: ghhomesonline is not a Lender, mortgage broker, loan originator, loan processor, or underwriter. Ghhomesonline does not aid or assist borrowers in obtaining loans, solicit borrowers or Lenders for loans, offer or negotiate terms of loans, or make loans or credit decisions in connection with loans. Ghhomesonline does not take applications for credit or issue pre-approval letters. Any request for quotes or pre-approval is not an application for credit. Ghhomesonline does not endorse or recommend the products of any particular Lender. Nothing contained in the Services is an offer to lend or a commitment for a loan, and ghhomesonline does not guarantee any specific loan terms and conditions offered to consumers by a Lender will be granted, or that consumers will be offered any type of loan by any Lender. Ghhomesonline is not an agent of either any consumer or any Lender. Ghhomesonline is only providing an administrative service to consumers and participating Lenders.

7. Intellectual Property.

The Services are the property of  ghhomesonline, and subject to the intellectual property rights of  Ghhomesonline

8. NO WARRANTY. GHHOMESONLINE PROVIDES THE SERVICES “AS IS,” “WITH ALL FAULTS” AND “AS AVAILABLE,” AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, GHHOMESONLINE AND ITS PARTNERS MAKE NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED. GHHOMESONLINE AND ITS PARTNERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION (A) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT, (B) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE, AND (C) WARRANTIES OR CONDITIONS OF UNINTERRUPTED OR ERROR-FREE ACCESS OR USE.

9. LIABILITY LIMITATION; EXCLUSIVE REMEDY. IN NO EVENT WILL GHHOMESONLINE OR ANY PARTNER BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THESE TERMS OF USE OR YOUR USE OF THE SERVICES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE EXCLUSION OF DAMAGES UNDER THIS PARAGRAPH IS INDEPENDENT OF YOUR EXCLUSIVE REMEDY SET FORTH BELOW AND SURVIVES IN THE EVENT SUCH REMEDY FAILS OF ITS ESSENTIAL PURPOSE OR IS OTHERWISE DEEMED UNENFORCEABLE. THESE LIMITATIONS AND EXCLUSIONS APPLY WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (A) BREACH OF CONTRACT, (B) BREACH OF WARRANTY, (C) NEGLIGENCE, OR (D) ANY OTHER CAUSE OF ACTION, TO THE EXTENT SUCH EXCLUSION AND LIMITATIONS ARE NOT PROHIBITED BY APPLICABLE LAW. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS OF USE, OR YOU HAVE ANY DISPUTE OR CLAIM AGAINST GHHOMESONLINE OR ITS PARTNERS WITH RESPECT TO THESE TERMS OF USE OR THE SERVICES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES.

10. Changes; Discontinuance.

Ghhomesonline reserves the right to change these Terms of Use at any time in its sole discretion. Any changes will be effective immediately upon posting the revised version of these Terms and Condition to  Ghhomesonline Website. Your continued use of the Services after the effectiveness of such changes will constitute acceptance of and agreement to any such changes. You further waive any right you may have to receive specific notice of such changes to these Terms of Use. You are responsible for regularly reviewing these Terms and Condition.  Ghhomesonline may alter, suspend or discontinue the Services at any time to you and/or to others, without notice.

11. Choice of Law; Disputes.

These Terms of Use are governed by the laws of the Republic of Ghana, without giving effect to its conflict of laws provisions. In any dispute arising under this Agreement, the prevailing party will be entitled to attorneys’ fees and expenses.

12. Indemnification.

You agree to defend and hold  Ghhomesonline, its affiliates, and their respective directors, officers, employees, and agents harmless from any and all claims and demands made by any third party due to or arising out of your breach of these Terms of Use, your use of the Services, your violation of any law or the rights of a third party, or any Submission made through your  Ghhomesonline user account or that you otherwise make available through the Services.

13. Release.

You release  Ghhomesonline, its affiliates, and their respective directors, officers, employees and agents from all liability related to any and all claims and demands you may assert against any third party arising out of the Services.

14. General.

You agree not to export from anywhere any part of the Services provided to you or any direct product thereof except in compliance with, and with all licenses and approvals required under, applicable export laws, rules and regulations. If any part of these Terms of Use is determined to be invalid or unenforceable, then the invalid or unenforceable provision will be replaced with a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Use will continue in effect. The section titles in these Terms of Use are solely used for the convenience of the parties and have no legal or contractual significance.  Ghhomesonline may assign this Agreement, in whole or in part, at any time with or without notice to you. You may not assign this Terms and Condition, or assign, transfer or sublicense your rights, if any, in the Service. Ghhomesonline failure to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches.

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